The Punjab and Sind Bank has officially announced Lateral Recruitment for Local Banking Officers (LBO) in JMGS I scale across multiple states for 2025. To crack this competitive exam, candidates must have a clear understanding of the official exam pattern and subject-wise syllabus.
In this article, we bring you the complete Punjab and Sind Bank LBO Syllabus 2025, exam scheme, and preparation tips to help you perform your best.
Table of Contents
Punjab and Sind Bank LBO Exam Overview
| Detail | Information |
|---|---|
| Post Name | Local Banking Officer (LBO) JMGS I Scale |
| Bank | Punjab and Sind Bank |
| Mode of Examination | Online Computer Based Test (CBT) |
| Total Marks | 120 |
| Total Questions | 120 |
| Duration | 120 minutes (2 hours) |
| Exam Date | October 2025 (tentative) |
| Negative Marking | Applicable, 1/3rd mark deduction per wrong answer |
| Official Website | punjabandsindbank.co.in |
Punjab and Sind Bank LBO Selection Process
- Online Written Exam (CBT) – 120 MCQs, 2 hours, negative marking applies.
- Personal Interview – Assess communication, knowledge, and suitability.
- Document Verification – Check original certificates and eligibility.
- Final Merit List – Based on exam and interview scores, state-wise and category-wise.
Candidates must clear each stage to get selected. No changes allowed in applied state or category after submission.
Punjab and Sind Bank LBO Exam Pattern 2025
| Section | No. of Questions | Marks |
|---|---|---|
| English Language | 30 | 30 |
| Banking Knowledge | 40 | 40 |
| General Awareness / Economy | 30 | 30 |
| Computer Aptitude | 20 | 20 |
| Total | 120 | 120 |
- All questions are Multiple Choice Questions (MCQs).
- Duration: 120 minutes
- The exam is bilingual (English and Hindi).
- Negative marking applies with a deduction of 1/3rd for each wrong response.
Detailed Punjab and Sind Bank LBO Syllabus 2025
1. English Language
- Reading Comprehension
- Vocabulary (Synonyms, Antonyms, One-word substitutions)
- Grammar (Error Detection, Sentence Correction, Fill in the blanks)
- Para Jumbles, Cloze Test
- Idioms & Phrases
2. Banking Knowledge
- Banking Terms and Abbreviations
- History and Functions of RBI
- Banking Laws and Acts
- Types of Accounts, Deposit Schemes, and Loans
- Payment Systems, Negotiable Instruments
- Financial Institutions and Services
- Monetary Policy, Budget, and Economic Reforms
- Digital Banking and Technology in Banking
- Insurance, Mutual Funds, and Pension Schemes
3. General Awareness / Economy
- Current Affairs (Banking and Finance focused)
- Economic Survey and Union Budget
- Government Schemes and Initiatives
- National and International Economic Affairs
- Important Months, Days, and Events
- Important Awards and Honours
- States and Capitals of India
- Social and Economic Development
4. Computer Aptitude
- Basics of Computers and Networking
- MS Office (Word, Excel, PowerPoint)
- Internet, Email, and Computer Security
- Computer Hardware and Software Basics
- Computer Abbreviations
- Common Operating Systems
read more:
- RPSC Sub Inspector Syllabus & Exam Pattern 2025 – Complete Subject-Wise Guide
- UPPSC GIC Lecturer Syllabus & Exam Pattern 2025 – Complete Detailed Guide
Punjab and Sind Bank LBO Personal Interview
After clearing the online written exam, candidates will have to face the personal interview. In this round, the interviewers will check your communication skills, confidence, and knowledge about banking and finance. They also want to see if you have good decision-making and leadership qualities.
The interview usually lasts 15 to 20 minutes. You may be asked questions about your background, your understanding of bank products, current economic matters, and why you want this job. It is important to answer politely and confidently.
Preparation Tips for Punjab and Sind Bank LBO 2025
- Know the syllabus well: Start by understanding all the topics in English, Banking Knowledge, General Awareness, and Computer Aptitude.
- Make a study plan: Divide your time properly for each subject. Spend more time on difficult topics.
- Practice previous year papers: Solve past exams to get an idea of question types and time management.
- Stay updated with banking news: Follow RBI policies, recent financial updates, and government schemes.
- Improve English: Read newspapers, practice grammar, vocabulary, and comprehension regularly.
- Practice reasoning and aptitude: Solve puzzles, data interpretations, and reasoning questions to increase speed.
- Take mock tests: Regular tests help you check your preparation and improve accuracy.
- Work on your computer knowledge: Learn the basics of computers, MS Office, and Internet concepts.
- Time management: During your preparation and in the exam, manage time well to answer all questions.
- Stay healthy and confident: Take care of your health and keep a positive attitude throughout the preparation.
Punjab and Sind Bank LBO syllabus PDF
| Document Name | Download Link |
|---|---|
| Punjab and Sind Bank LBO Syllabus | Download PDF |
FAQs: Punjab and Sind Bank Lateral Banking Officer (LBO) Syllabus 2025
What is the syllabus for the Punjab and Sind Bank LBO exam?
The syllabus covers English Language, Banking Knowledge, General Awareness/Economy, and Computer Aptitude. Each section tests your basics and current awareness relevant to banking.
How can I prepare for the interview?
Practice basic banking questions, communication skills, and be confident and honest. Stay updated with recent economic and banking developments.
Where can I download the official syllabus PDF?
You can download the official syllabus from the bank’s website or here: Punjab and Sind Bank LBO Syllabus PDF.
What is the selection process for Punjab and Sind Bank LBO?
Selection is based on an online written exam, followed by a personal interview and document verification.
Is there any negative marking in the exam?
Yes, for every wrong answer, one-third mark will be deducted. So, be careful while attempting.
How many questions are there in the exam?
The exam has 120 multiple-choice questions, with a total of 120 marks, spread across four sections.
Conclusion
To clear the Punjab and Sind Bank LBO Exam 2025, candidates must cover the complete Punjab and Sind Bank LBO syllabus, practice regularly, and stay updated with the latest banking and financial news. Along with written preparation, focus on improving communication skills and confidence for the interview stage.
With dedication, smart study strategies, and consistent practice, you can achieve success in this recruitment and secure a bright career as a Lateral Banking Officer (LBO) in Punjab and Sind Bank.
