The Punjab and Sind Bank Specialist Officer vacancy 2025 has been announced for candidates seeking a secure government bank job with an attractive salary, career growth, and long-term stability.
The bank is inviting online applications for 190 vacancies of Credit Manager and Agriculture Manager in the MMGS II scale. This recruitment not only offers a government bank job but also promises career growth, an attractive salary, and job security.
In this guide, you will get complete details about vacancies, eligibility, important dates, application process, selection method, and salary structure to help you apply with confidence.
Table of Contents
Punjab and Sind Bank Specialist Officer Notification Overview
| Particulars | Details |
|---|---|
| Organization | Punjab & Sind Bank |
| Posts | Credit Manager, Agriculture Manager |
| Scale | MMGS II |
| Total Vacancies | 190 (Credit Manager – 130, Agriculture Manager – 60) |
| Application Mode | Online |
| Job Location | PAN India |
| Notification Release Date | 19 September 2025 |
Important Dates
| Event | Date |
|---|---|
| Start Date for Online Application | 19 September 2025 |
| Last Date for Online Application | 10 October 2025 |
| Last Date for Fee Payment | 10 October 2025 |
| Application Edit/ Modification Last Date | 10 October 2025 |
| Interview Date | To be notified later |
Application Fee
| Category | Fee |
|---|---|
| SC/ ST/ PWD | ₹100 + Taxes + Gateway Fees |
| General/ OBC/ EWS | ₹850 + Taxes + Gateway Fees |
| Payment mode | Online only |
Age Limit (as on 01.09.2025)
- Minimum: 23 years
- Maximum: 35 years
- Relaxation as per government norms for SC/ST, OBC (non-creamy layer), PwBD, Ex-servicemen, etc.
Vacancy Details
| Post | Total Vacancies | SC | ST | OBC | EWS | UR | PwBD (VI, HI, OC, MD/ID) |
|---|---|---|---|---|---|---|---|
| Credit Manager | 130 | 19 | 9 | 35 | 13 | 54 | 4 |
| Agriculture Manager | 60 | 9 | 4 | 16 | 6 | 25 | 2 |
| Total | 190 | 28 | 13 | 51 | 19 | 79 | 6 |
Eligibility Criteria
Educational & Professional Qualification:
| Post | Qualification | Experience |
|---|---|---|
| Credit Manager | Graduation in any discipline with 60% aggregate (55% for reserved categories) OR professional qualification like CA/ CMA/ CFA/ MBA(Finance). | Minimum 3 years post-qualification experience as a Branch Manager or Credit Appraisal Officer in a Scheduled Commercial Bank. |
| Agriculture Manager | Bachelor’s Degree in Agriculture/ Horticulture/ Dairy/Animal Husbandry/ Forestry/ Veterinary Science/Agricultural Engineering, etc., with 60% aggregate (55% for reserved categories). | Minimum 3 years post-qualification officer experience in the relevant field in a Scheduled Commercial Bank. |
An experience certificate must be submitted during the application as per Annexure I of the notification. Candidates terminated from previous service will be ineligible.
application process
- Eligible candidates should apply online only via Punjab & Sind Bank’s official website.
- Single application per candidate; multiple applications will be rejected.
- Upload scanned photograph, signature, and relevant documents.
- Pay the application fee online during registration.
- Take a printout of the completed application form for future reference.
Important Links
| Link Type | URL |
|---|---|
| Apply Online | Click Here |
| Official Notification | Download PDF |
| Official website | Punjab & Sind Bank |
Selection Process
The selection process will be conducted in multiple stages to ensure fair evaluation of candidates. Below is the detailed process:
- Written Test (if applicable):
- The bank may conduct a written test depending on the number of applications received.
- However, this stage can be waived at the bank’s discretion.
- Screening / Personal Interview:
- Shortlisted candidates will be called for a personal interview.
- The interview will be conducted in New Delhi.
- Final Merit List:
- The merit list will be prepared state-wise and category-wise.
- Weightage will be given as 70% for the written test (if conducted) and 30% for the interview.
- Qualifying Marks:
- General / EWS candidates: Minimum 40% marks required.
- SC / ST / OBC / PwBD candidates: Minimum 35% marks required.
The final selection will be made strictly based on merit, considering category-wise reservation rules as per government norms.
Salary and Benefits
The salary for a Punjab and Sind Bank Specialist Officer in MMGS II is quite rewarding, starting with a basic pay of ₹64,820 per month and going up to ₹93,960 with increments. Along with this, officers receive several allowances.
Detailed Salary Structure (MMGS II)
| Component | Details |
|---|---|
| Basic Pay | ₹64,820 (initial) – goes up to ₹93,960 with increments |
| Annual Increment | ₹2,340 (after 1 year) then ₹2,680 annually for 10 years |
| Dearness Allowance (DA) | Based on CPI, revised quarterly (approx. 35–40% of Basic) |
| House Rent Allowance (HRA) | 7% to 9% of Basic (varies by city) or leased accommodation |
| City Compensatory Allowance (CCA) | Extra allowance depending on posting location |
| Medical Facilities | Health cover for employee and dependent family members |
| Leave Travel Concession (LTC) | Reimbursement for travel during leave period |
| Retirement Benefits | PF, pension (as per norms), gratuity, and other terminal benefits |
| Other Perks | As per bank policy (fuel, phone, etc., depending on post) |
With all allowances and benefits included, the gross monthly salary comes to around ₹85,000 – ₹95,000.
FAQs: Punjab and Sind Bank Specialist Officer Vacancy 2025
What is the age limit for these posts?
The minimum age required is 23 years, and the maximum is 35 years as on 01 September 2025. Age relaxation will be provided to candidates belonging to reserved categories as per government norms.
What is the selection criteria?
The selection will be based on performance in the written test (if conducted) and the interview. A category-wise merit list will be prepared on the basis of marks obtained in these stages.
Will there be a written test?
The bank may or may not conduct a written test. At its discretion, the written test can be waived off, and the final selection will be based on the interview process.
Is experience mandatory?
Yes, candidates must have at least 3 years of relevant post-qualification work experience in their respective fields to be eligible for the Specialist Officer posts.
Can current Punjab & Sind Bank employees apply?
No, this recruitment is meant for fresh lateral entry candidates. Existing employees of Punjab & Sind Bank are not eligible to apply.
Conclusion
The Punjab and Sind Bank Specialist Officer Recruitment 2025 is a great opportunity for candidates looking to advance their career in the banking sector with a secure government job, attractive salary, and excellent growth prospects. Eligible candidates should apply on time.
For more specialist officer opportunities in banks, you can also explore the Bank of Baroda Specialist Officer Recruitment 2025 and apply for similar prestigious positions.
