If you are looking for an officer-level job in the banking sector, then this is a great opportunity for you. The Bank of India Credit Officer Recruitment 2026 notification has been released for the post of Credit Officer (General Banking Officer – GBO) under various officer scales.
A total of 779 vacancies have been announced under this recruitment drive. Eligible candidates can apply from 30 June 2026 to 20 July 2026. Complete recruitment details are given below.
Bank of India Credit Officer Recruitment 2026 Overview
| Particular | Details |
|---|---|
| Organization | Bank of India (BOI) |
| Post Name | Credit Officer (General Banking Officer – GBO) |
| Scale / Grade | MMGS-II, MMGS-III, SMGS-IV |
| Total Vacancies | 779 |
| Project Name | Recruitment Project 2026-27/01 |
| Notification Date | 01 June 2026 |
| Application Mode | Online |
| Job Location | All India (Transferable) |
| Selection Process | Online Exam + Interview / Interview Only |
| Salary Range | ₹64,820 to ₹1,20,940 (As Per Scale) |
Important Dates
| Event | Date |
|---|---|
| Online Application Start | 30 June 2026 |
| Last Date to Apply Online | 20 July 2026 |
| Online Exam Date | To be notified later |
Application Fee
| Category | Application Fee |
|---|---|
| Gen / OBC / EWS | ₹850/- |
| SC / ST / PWD | ₹175/- |
Payment Mode: Fee can be paid online through Credit Card, Debit Card, Net Banking, or offline via E-Challan.
Age Limit
Age Limit (As on 01 November 2026)
| Post / Scale | Minimum Age | Maximum Age |
|---|---|---|
| Credit Officer – MMGS-II | 25 Years | 35 Years |
| Credit Officer – MMGS-III | 28 Years | 38 Years |
| Credit Officer – SMGS-IV | 30 Years | 40 Years |
Age Relaxation
- SC / ST: 5 Years
- OBC (Non-Creamy Layer): 3 Years
- PwBD (Persons with Benchmark Disabilities): 10 Years
- Ex-Servicemen / ECOs / SSCOs: 5 Years
- Persons Affected by the 1984 Riots: 5 Years
Note: Age relaxation will be provided as per the rules mentioned in the official notification.
Vacancy Details
| Post | SC | ST | OBC | EWS | General | Total |
|---|---|---|---|---|---|---|
| Credit & Lending Officers (GBO Stream) | 102 | 52 | 180 | 69 | 274 | 677 |
| Credit & Lending Officers (GBO Stream) | 10 | 5 | 16 | 8 | 22 | 61 |
| Credit & Lending Officers (GBO Stream) | 6 | 2 | 9 | 3 | 21 | 41 |
| Grand Total | 118 | 59 | 205 | 80 | 317 | 779 |
Eligibility Criteria
| Scale | Educational Qualification | Experience Requirement |
|---|---|---|
| MMGS-II (Credit Officer) | Graduation with 60% marks (55% for SC/ST/OBC/PwBD) AND any one: CA / CFA / CMA-ICWA OR 2-year full-time MBA / PGDBM / Master’s in Banking, Finance, Credit or related field | 3 years of officer-level experience in Bank / FI, out of which 2 years in MSME / Commercial / Project / Credit handling |
| MMGS-III (Credit Officer) | Graduation with 60% marks (55% for SC/ST/OBC/PwBD) AND CA / CFA / CMA-ICWA OR 2-year full-time MBA / PGDBM / Master’s in Banking, Finance, Credit or related field | 5 years of officer-level experience, including 3 years in MSME / Commercial / Project / Credit |
| SMGS-IV (Credit Officer) | Graduation with 60% marks (55% for SC/ST/OBC/PwBD) AND MBA / PGDBM / Master’s in Banking, Finance, Credit OR CA / CFA / CMA-ICWA | 8 years of officer-level experience, including 5 years in MSME / Commercial / Project / Mid & Large Credit |
Note: Experience must be in Scheduled Commercial Banks, Scheduled PSBs, Scheduled Private Banks, or listed Financial Institutions. Desirable certifications like IIBF Credit / MSME may be preferred for senior scales.
Application Process
- Click the Apply Online link below.
- Complete a new registration using a valid mobile number and email ID
- Fill the application form with personal, educational, experience, and category details
- Upload required documents like a photo, signature, certificates, and experience proof
- Pay the application fee online
- Submit the form and download the application printout for future reference
Important Links
| Link Type | URL |
|---|---|
| Apply Online | Click Here |
| Official Notification | Download PDF |
| Official Website | Visit here |
FAQs
How many vacancies are there in the Bank of India Credit Officer Recruitment 2026?
There are 779 Credit Officer (GBO) vacancies in MMGS-II, MMGS-III and SMGS-IV scales combined under Recruitment Project 2026-27/01.
What is the exam pattern for the Bank of India Credit Officer?
The online exam, if conducted, has four sections – English Language, Reasoning, Quantitative Aptitude and Professional Knowledge – for a total of 150 marks with 120 minutes duration, and English is qualifying only.
Is work experience mandatory for Bank of India Credit Officer posts?
Yes, these are experienced officer posts; minimum post-qualification work experience in banking/credit/finance is mandatory as specified for each scale in Annexure I of the notification.
What is the salary of a Bank of India Credit Officer?
Basic pay starts from ₹64,820 in MMGS-II, ₹85,920 in MMGS-III and ₹1,02,300 in SMGS-IV, plus DA, HRA, medical, NPS, LTC and other allowances as per bank norms
What is the selection process for Bank of India Credit Officer Recruitment 2026?
The selection process may consist of an Online Examination followed by an Interview. However, if the number of applications is low, the bank may conduct only an Interview for shortlisting candidates.
Is there negative marking in the Bank of India Credit Officer Online Exam?
Yes, if the online examination is conducted, 0.25 marks (1/4th mark) will be deducted for every incorrect answer. Therefore, candidates should attempt questions carefully.
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